the club

MEMBERS

PAY LESS.

THAT'S THE CLUB.

cha·ching has one membership, and it does one thing: members pay less on the cards. the saving is a slice of the discount our supplier gives us on each card, handed back to you. it's not a flat percentage — it's set per card, and on cards where the supplier gives us nothing, members save nothing. no tiers to climb, no points to chase.

the plan is $10 a month. paid billing is still being built — joining is free while we build it, and the exact saving prints on every receipt from day one.

how the saving works
STEP 01The supplier discounts the cardour supplier hands us a discount on most cards. some carry a lot, some a little, some none at all — it's the supplier's number, not ours.
STEP 02Members take a slicemembership passes part of that discount to you — capped per card, never more than the supplier gave. that difference is your member price.
STEP 03It prints on the receiptthe exact saving shows at checkout and on the receipt, every time. where a card has no supplier discount, the saving is $0 — and we show that too.
what a member pays · same $100 card
CardMember priceYou save
Hotels.com$95.80−$4.20 · −4.2%
Nike$96.00−$4.00 · −4.0%
Steam$96.60−$3.40 · −3.4%
Amazon$96.80−$3.20 · −3.2%
Netflix$97.40−$2.60 · −2.6%
Prepaid Visa$98.50−$1.50 · −1.5%
A card with no supplier discount$100.00−$0.00 · 0%

same $100, different cards — because the saving is the supplier's margin, not a flat rate. that's why the last row saves nothing: no supplier discount, no member saving. honest by design.

the plan
$10 / month
billing opens soon · free to join now
  • Member price on every card that carries a supplier discount
  • Per-order fees waived — card and prepaid
  • The exact saving printed on every receipt
  • New perks added as the club grows — never faked
guest vs member
GuestMember
Any card · any currency✓✓
Card priceFace valueMember price
Per-order fee$1 card · $2.99 prepaidWaived
Ching credits—Coming
New perks—As the club grows

member pricing is applied at checkout once paid membership is live and verified on your account — until then the member price shows as a preview, never a hidden charge.